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Personal Loan

  • Loans available from $1,000 to $25,000
  • Quick decision, you could receive immediate funds
  • No setup or arrangement fees

To be eligible for a Personal Loan you need to:

  • have a bank or building society account with a Direct Debit facility (Channel Island and Isle of Man customers must have an account)
  • have an annual income/pension before tax of $10,000 or more
  • be over 18 and a resident of the UK/US

Not available for customers with a Basic Bank Account.

 

We do not offer our Personal Loans for a number of purposes including:

  • The purchase of property or land (both UK/US & Overseas) including holiday homes and apartments
  • Purchasing a joint stake in a property or buying out a joint owner
  • Mortgage deposit (regardless of lender or country)
  • Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

 

In addition, our Personal Loans should not be provided for:

  • Gambling
  • Business purposes
  • Share dealing

Please note that this list is not exhaustive.

Our Personal Loans are subject to status.

3.3% APR Representative
for loans between $7,000 and $15,000.

The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9% View Details

Premier Personal Loan

  • Exclusively for Premier customers
  • Loans available from $10,000 to $500,000
  • Quick decision - you could receive immediate funds
  • No set up or arrangement fees
  • Make unlimited overpayments free of charge

To be eligible for a Personal Loan you need to:

  • have a bank or building society account with a Direct Debit facility (Channel Island and Isle of Man customers must have an account)
  • have an annual income/pension before tax of $10,000 or more
  • be over 18 and a resident of the US/UK/Germany/Canada/Latvia/Lithuania

Not available for customers with a Basic Bank Account.

 

We do not offer our Personal Loans for a number of purposes including:

  • The purchase of property or land ( US/UK/Germany/Canada/Latvia/Lithuania & Overseas) including holiday homes and apartments
  • Purchasing a joint stake in a property or buying out a joint owner
  • Mortgage deposit (regardless of lender or country)
  • Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

 

In addition, our Personal Loans should not be provided for:

  • Gambling
  • Business purposes
  • Share dealing

Please note that this list is not exhaustive.

Our Personal Loans are subject to status.

3.3% APR Representative
for loans between $7,000 and $30,000.

The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9% View Details

Top Up Loan

  • Exclusively for Customers who hold an existing Personal Loan
  • Extra borrowing by topping up your existing loan or applying for an additional loan

To be eligible for a Personal Loan you need to:

  • have a bank or building society account with a Direct Debit facility (Channel Island and Isle of Man customers must have an account)
  • have an annual income/pension before tax of $10,000 or more
  • be over 18 and a resident of the US/UK/Germany/Canada/Latvia/Lithuania

Not available for customers with a Basic Bank Account.

 

We do not offer our Personal Loans for a number of purposes including:

  • The purchase of property or land ( US/UK/Germany/Canada/Latvia/Lithuania & Overseas) including holiday homes and apartments
  • Purchasing a joint stake in a property or buying out a joint owner
  • Mortgage deposit (regardless of lender or country)
  • Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

 

In addition, our Personal Loans should not be provided for:

  • Gambling
  • Business purposes
  • Share dealing

Please note that this list is not exhaustive.

Our Personal Loans are subject to status.

3.3% APR Representative
for loans between $7,000 and $15,000.

The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9% View Details

Car Loan

  • Loans available from $1,000 to $25,000
  • Quick decision - you could receive immediate funds
  • Can be used for new or old vehicles

To be eligible for a Personal Loan you need to:

  • have a bank or building society account with a Direct Debit facility (Channel Island and Isle of Man customers must have an account)
  • have an annual income/pension before tax of $10,000 or more
  • be over 18 and a resident of the US/UK/Germany/Canada/Latvia/Lithuania

Not available for customers with a Basic Bank Account.

 

We do not offer our Personal Loans for a number of purposes including:

  • The purchase of property or land ( US/UK/Germany/Canada/Latvia/Lithuania & Overseas) including holiday homes and apartments
  • Purchasing a joint stake in a property or buying out a joint owner
  • Mortgage deposit (regardless of lender or country)
  • Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

 

In addition, our Personal Loans should not be provided for:

  • Gambling
  • Business purposes
  • Share dealing

Please note that this list is not exhaustive.

Our Personal Loans are subject to status.

3.3% APR Representative
for loans between $7,000 and $30,000.

The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9% View Details

Debt Consolidation Loan

  • Loans available from $10,000 to $25,000
  • Quick decision - you could receive immediate funds
  • Consolidate all your borrowing into one affordable monthly repayment

To be eligible for a Personal Loan you need to:

  • have a bank or building society account with a Direct Debit facility (Channel Island and Isle of Man customers must have an account)
  • have an annual income/pension before tax of $10,000 or more
  • be over 18 and a resident of the US/UK/Germany/Canada/Latvia/Lithuania

Not available for customers with a Basic Bank Account.

 

We do not offer our Personal Loans for a number of purposes including:

  • The purchase of property or land ( US/UK/Germany/Canada/Latvia/Lithuania & Overseas) including holiday homes and apartments
  • Purchasing a joint stake in a property or buying out a joint owner
  • Mortgage deposit (regardless of lender or country)
  • Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

 

In addition, our Personal Loans should not be provided for:

  • Gambling
  • Business purposes
  • Share dealing

Please note that this list is not exhaustive.

Our Personal Loans are subject to status.

3.3% APR Representative
for loans between $7,000 and $15,000.

The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9% View Details

Home Improvement Loan

  • Loans available from $10,000 to $25,000
  • Quick decision - you could receive immediate funds
  • Borrow money to make improvements to your home

To be eligible for a Personal Loan you need to:

  • have a bank or building society account with a Direct Debit facility (Channel Island and Isle of Man customers must have an account)
  • have an annual income/pension before tax of $10,000 or more
  • be over 18 and a resident of the US/UK/Germany/Canada/Latvia/Lithuania

Not available for customers with a Basic Bank Account.

 

We do not offer our Personal Loans for a number of purposes including:

  • The purchase of property or land ( US/UK/Germany/Canada/Latvia/Lithuania & Overseas) including holiday homes and apartments
  • Purchasing a joint stake in a property or buying out a joint owner
  • Mortgage deposit (regardless of lender or country)
  • Gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

 

In addition, our Personal Loans should not be provided for:

  • Gambling
  • Business purposes
  • Share dealing

Please note that this list is not exhaustive.

Our Personal Loans are subject to status.

3.3% APR Representative
for loans between $7,000 and $15,000.

The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9% View Details